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Scott Hadley, Cody Greene, Steve Somers and Mary Capparuccini are agents collectively licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the state(s) of Vermont, California (Scott Hadley CA Insurance Lic# 0E50415), Colorado, Connecticut, Delaware, Florida, Massachusetts, Maine, North Carolina, Oregon, Rhode Island, New Hampshire, New Jersey, New York, Ohio, Pennsylvania and Tennessee. No insurance business may be conducted outside these states referenced.

Scott Hadley, Cody Greene, Steve Somers and Mary Capparuccini are Registered Representatives offering securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a Licensed Insurance Agency and a New York Life Company. In this regard, this communication is strictly intended for individuals residing in the states of CA, CO, DE, FL, MA, NH, NY, NC, OH, OR, PA, TN, VT and VA. No offers may be made or accepted from any resident outside the specific state(s) referenced.

*Scott Hadley and Cody Greene are also separately registered as investment adviser representatives with Eagle Strategies LLC, a Registered Investment Adviser, offering investment advisory services in the state(s) of VT, CA, CO, DE, FL, MA, NC, NH, NY, OH, OR, PA, TN and VA. As such, these services are strictly intended for individuals residing in the specific state(s) referenced. Eagle Strategies LLC is a New York Life Company.

Scott Hadley is licensed to offer mutual funds and variable products. Market Watch information is provided for informational purposes and is not considered an offering of securities.

Hadley Financial Group is not owned or operated by NYLIFE Securities LLC or its affiliates.

Neither New York Life Insurance Company, nor its agents or affiliates, or Hadley Financial Group nor its employees or agents provide tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professional before making any decisions.